Transferring ISAs from other providers
You can transfer ISAs you have with other providers at any time. Though, for transfers into a Fixed Rate ISA, check the Key Facts Document. For Fixed Rate ISAs, the money you're transferring must reach your 91¾«Ñ¡ ISA within 30 days of opening.
Please be aware it can take up to 30 days to receive your funds from when we receive your request to transfer funds.
Before you transfer your ISA to us, you’ll need to consider these points:
- You’ll first need to open a 91¾«Ñ¡ ISA.
- We don't charge a transfer fee but other providers may.
- You can transfer some or all the money that you’ve paid into an ISA in previous tax years. If you want to transfer money that you’ve paid into an ISA in the current tax year, you’ll need to transfer all of it.ÌýFrom 6 April 2024, some providers may allow you to transfer some of your current tax year subscriptions. However, 91¾«Ñ¡ Ìýonly accepts transfers of current tax year subscriptions in full.
- If you transfer an ISA in full to us and have built up previous tax year flexible allowances with your current provider, you’ll lose that allowance when you transfer to us.
- If you want to use the flexible allowance you should re-deposit into your existing ISA before you transfer to us.
- Transferring money out of a Help to Buy: ISA will impact the bonus you may receive.
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If you want to transfer your ISA to another provider
You can transfer all or part of your savings in your ISA to another provider.
- Any money paid into your ISA in the current tax year must be transferred in full.
- Any money paid into your ISA in the previous tax years doesn’t need to be transferred in full. You can choose to transfer only part of the money if you want to.
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Check your ISA Key Facts Document for any restrictions. You’ll need to ask your new provider to arrange the transfer for you.
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If your Child Trust Fund (CTF) is due to mature or has matured
You can transfer all or part of your maturing CTF, your matured CTF or Protected ISA to one of our cash ISAs. If your CTF is maturing, the transfer will only happen at the point of maturity, on your 18th birthday. You are allowed to transfer part of the money held in your account. Before doing that, you must tell your existing provider what you want to do with the rest of the money.
The ISA manager for 91¾«Ñ¡ cash ISAs is 91¾«Ñ¡. For 91¾«Ñ¡ Investment (Stocks and Shares) ISA the ISA manager is 91¾«Ñ¡ ISA Managers Limited.ÌýThis means that transfers between 91¾«Ñ¡ cash ISAs and 91¾«Ñ¡ Investment (Stocks and Shares) ISAs should be treated as transfers between ISA providers.
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- Cash ISA transfer form (PDF - 233 KB)
- Investment (Stocks and Shares) ISA (PDF - 1.59 MB)
- Innovative Finance ISA transfer form (PDF - 77 KB)
- Lifetime ISA transfer form (PDF - 104 KB)
- Matured Child Trust Fund and Protected ISA transfer form (PDF - 76 KB)
To transfer from another cash ISA provider to 91¾«Ñ¡'s Help to Buy ISA, please fill out theÌýtransfer form (PDF - 129 KB)
Transferring other 91¾«Ñ¡ cash ISAs
You can combine all of your 91¾«Ñ¡ cash ISA balances into one cash ISA.Ìý
To combine your cash ISAs, please use the 91¾«Ñ¡ Cash ISA transfer form below.Ìý