You can apply for an additional loan if you want to:
Borrow at least £5,000 ​
Borrow the money for at least 5 years ​
Borrow up to 90% of your home’s value, including your existing mortgage and the additional loan​
As long as you’ve not been declared bankrupt or you’re subject to an Individual Voluntary Arrangement.
Alternatively, you canÌýget in touchÌýwith our mortgage team.Ìý
If you want to borrow less than £5,000 or pay it off in under 5 years, take a look at our other borrowing optionsÌý
Do you have a Flexible Offset mortgage?
With a Flexible Offset mortgage you have an agreed additional borrowing limit, at the same rate as your mortgage. You can access your additional borrowing through and repay on a repayment or interest only basis. If you need to increase your additional borrowing limit, you can ask for a credit limit review
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Applications are subject to status and lending criteria.